Minimum Contributions

Pooled Income Fund Minimums
Initial Contribution	$20,000
Additional Contribution	$5,000

Expenses and Fees

Fees assessed on Pooled Income Fund accounts are:

• Investment Expenses vary based on underlying mutual funds operating and management expenses.
• Annual Administrative Fee based on account balance (see below)

Annual Administrative Fee:
First $500,000	0.50% (50 basis points)
Next $500,000	0.375% (37½ basis points)
Next $1,500,000	0.25% (25 basis points)
Next $2,500,000	0.125% (12½ basis points)