Recommend how contributions are invested
You advise how contributions to the Fidelity Charitable Gift Fund are invested to provide the potential for the assets to grow, which may ultimately result in additional dollars for charitable grants.
The Gift Fund provides three approaches to match your charitable giving objectives:
- Asset Allocation Pools, for donors who want a one-step implementation of a giving plan with a multi-asset class approach for Giving Account balances. Learn more about Asset Allocation Pools
- Individual Investment Pools, for donors who want to build a custom strategy combining pools with specific investment objectives for Giving Account balances. Learn more about Individual Investment Pools
- Charitable Investment Advisor Program, for donors with more than $1 million in a Giving Account who would like to nominate their investment advisor to manage some of the Gift Fund's assets. Learn more about the Charitable Investment Advisor Program
For more details, select an option below:
Each pool is comprised of a combination of the Individual Investment Pools. Find the pool that best matches your giving goals:2
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Legacy Giving® Pool3![]() |
Lifetime Giving® Pool![]() |
Preservation Giving® Pool![]() |
| Seeks to provide an asset allocation strategy for donors who: | Expect to have a Giving Account for a period greater than 10 years and/or intend to name Giving Account successors. | Plan to recommend granting the balance of the Giving Account within 5 to 10 years. | Prefer a conservative allocation and plan to recommend granting the balance of the Giving Account within 2 to 5 years. |
| Composed of: | All-Cap Equity, International, Interest-Income II, and Money Market Pools, some of which may contain both Fidelity and non-Fidelity mutual funds. | All-Cap Equity, International, Interest-Income II, and Money Market Pools, some of which may contain both Fidelity and non-Fidelity mutual funds. | All-Cap Equity, Equity-Income, Interest-Income II, and Money Market Pools, some of which may contain both Fidelity and non-Fidelity mutual funds. |
| Targets a blend of: | 70% equity, 25% fixed income, and 5% money-market pools. | 50% equity, 40% fixed income, and 10% money market pools. | 20% equity, 50% fixed income, and 30% money market pools. |
1 Generally, among asset classes, stocks are more volatile than bonds or short-term instruments. In general, the bond market is volatile, bond prices rise when interest rates fall, and vice versa. This effect is usually pronounced for longer-term securities. Any fixed income security sold or redeemed prior to maturity may be subject to a substantial gain or loss. Foreign investments involve greater risk than U.S. investments, as they depend upon currency values, political and regulatory environments, and overall market and economic factors of other countries. Money market investment yields can fall sharply in a relatively short period of time. Short-term yields have been much more volatile than long-term rates over time. Returns may not keep up with inflation, leading to purchasing power erosion for the investor.
2 The underlying mutual funds of these investment pools are subject to varying fees and expenses, which may change, and which affect the daily net asset values of the mutual funds within the pools. These funds may pay all or a portion of these fees and expenses (not in addition to that fund's fees and expenses reflected in its NAV) to Fidelity Management & Research Company and its affiliates for services and expenses relating to fund management, administration, distribution or other expenses. Additional information regarding the underlying mutual funds, including fees and expenses, is available in each underlying fund's prospectus.
3 This pool has an allocation strategy consistent with many foundations that make annual grants of roughly 5% of assets, yet seek to preserve inflation-adjusted capital in the future for continued giving.
Individual Investment Pools offer a range of investment objectives, from capital preservation to growth:
Blended Pools: A blended mix of Fidelity and non-Fidelity mutual funds
International PoolSeeks long-term capital growth. |
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All-Cap Equity PoolSeeks long-term capital appreciation by investing primarily in actively managed mutual funds whose portfolios consist primarily of U.S. common stocks. |
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Interest-Income II PoolSeeks a competitive level of income commensurate with current bond market conditions. |
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All Fidelity Pools: Fidelity mutual funds only
Growth PoolSeeks long-term capital appreciation. |
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Equity-Income PoolSeeks reasonable total return from both capital appreciation and current income. |
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Interest-Income PoolSeeks a competitive level of income commensurate with current bond market conditions. |
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Money Market PoolSeeks to earn income at current money market rates while preserving capital. |
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Index Pools: Fidelity mutual funds only
International Index PoolSeeks long-term capital growth. |
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Total Market Index PoolSeeks long-term capital appreciation. |
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500 Index PoolSeeks long-term capital appreciation. |
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The Charitable Investment Advisor Program offers you the option to nominate an independent investment advisor to manage a portion of the Giving Account balance.

How It Works
- A donor with a Giving Account balance of $1 million or more is eligible to enroll in the program.
- The Gift Fund qualifies and approves (subject to various criteria) the independent advisor to manage a portion of the Giving Account balance.
- A minimum of 5% of the total Giving Account balance is required to remain invested in one or a combination of the Gift Fund's investment pools to enable the Gift Fund to efficiently fund grants without the delay caused by having to liquidate advisor-managed charitable balances.1
With this investment program, you can:
- Benefit from customized investment management from a trusted advisor to help meet charitable goals.
- Pursue potentially higher returns from charitable contributions, possibly generating more funds to support the causes you care about.
Contact Us
To learn more about the program, call us or have your advisor call us at 1-800-262-6039.
1The Gift Fund will direct the liquidation of advisor-managed charitable balances if a grant recommendation is made that cannot be funded with balances in the Gift Fund's investment pools.




