Fidelity Charitable Gift Fund

Securities Donation Calculator

Contributing securities directly to the Fidelity Charitable Gift Fund can mean less tax impact to you, and more dollars for the causes you support. When you contribute long-term appreciated securities to charity, you have two choices:

Sell the securities and contribute the proceeds to charity (and pay any associated capital gains tax), or
Contribute the securities directly to charity – the charity receives the full proceeds from the sale, and you avoid capital gains tax.

When you contribute securities to the Gift Fund, the full proceeds from the sale of the shares is credited to your Giving Account^® and is then available to you for charitable giving purposes. To see the potential impact of such a contribution, try using this calculator.

How to Use the Calculator

Enter the estimated fair market value of the shares you would like to contribute, your income tax bracket, and the cost basis* of the shares you are contributing.
Click Calculate to view a chart that compares the after-tax benefits of contributing long-term appreciated securities versus selling the securities, and contributing the proceeds of the sale.
It's that simple!

Amount of Proposed Donation:^†	$
Your Income Tax Bracket:
Total Cost Basis of Shares:*	$

* Cost basis is the amount of money you have invested in the shares of a particular fund or other security. It represents a basic dollar amount that, when compared to the price at which you sell your shares, tells you how much of a capital gain or loss you have realized.

^†For donations of securities held longer than one year.

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Securities Donation Calculator

What is the actual benefit of contributing your securities to the Gift Fund?

	Contribute Securities to the Gift Fund	Sell Securities and Donate Proceeds
Fair Market Value of Securities
Capital Gains Tax Paid*
Charitable Contribution / Your Charitable Deduction
Total Donor Tax Savings^†

You reduce your taxes by an extra and the charity receives an additional .

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* The Federal Capital Gains tax rate is 5% for those in the 15% income tax bracket.

^† Income tax deduction less any capital gains tax paid. Does not account for any state and local taxes, alternative minimum tax, or limitations to itemized deductions applicable to taxpayers in higher-income brackets.

Tax deductions referenced herein refer specifically to federal taxes at 2004 tax rates. Rules and regulations regarding tax deductions for charitable giving vary at the state level. In addition, certain additional rules or limitations may apply with respect to your tax treatment depending on your specific circumstances. Please consult with your tax advisor.